If you are approaching retirement then a key question is ‘How much do I need to retire and for how long will it last?’. The latter part of the question …
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OLD MUTUAL INTERNATIONAL IS CHANGING ITS NAME
Old Mutual International made an announcement regarding its change of name to Quilter International as follows- ”Old Mutual International will change its name to Quilter International in 2020 to reflect …
Beware the Tutti-Frutti Adviser
I recall a seminar, many years ago, about investment trusts. I think I had been an IFA only a couple of years at the time and this was when I …
Malta QROPS- New Rules in Force
All change this year for Malta QROPS, Malta Financial Services Authority (MFSA) have published revised Pension Rules, which take effect from the 1st January 2019. We will cover a couple …
Financial Advice or Financial Products?
Last week our company met with an EU regulator as part of a set-up process, where they raised the question of how Financial Advice could be delivered and what type …
Investment Liquidity
I feel compelled to follow up my old article about Investment Liquidity originally written and published in International Adviser several years ago. My concerns, and many predictions, have come to …
QROPS and SIPPS on IFA Websites
QROPS and SIPPS on IFA Websites I saw an interesting conversation on Twitter about what should not be on an IFA’s website, leading me to look at QROPS and SIPPs …
HMRC QROPS list- Suspended
The HMRC QROPS list is to be suspended on 1st June 2017, further to an update on the HMRC website . The HMRC QROPS list suspension will be until 5th …
Ubiquitous 1% servicing fee on Expat Investments
Ubiquitous 1% servicing fee on Expat Investments Expat investments are becoming very much the subject, given the move towards transparency. Is being transparent enough for expat investments? Just because you …
Channel Islands Financial Ombudsman
The Financial Ombudsman in any jurisdiction, such as those governing Guernsey QROPS, gives those that have taken advice from a regulated entity in that jurisdiction some comeback in the event …