Last week I was reading a QROPS article, regarding commission or fee, about a firm that sells QROPS to those with UK pensions. It has led me to write …
QROPS provide a greater tax free lump sum than UK pensions- The QROPS Tax Free Cash myth exposed
Firms advertise the potential for a larger Tax Free Cash lump sum from a QROPS at retirement than a UK pension can provide. However, those that have sat and passed …
The Lifetime Allowance – LTA QROPS and Returning to the UK
Expat Returns -LTA The Lifetime Allowance ( LTA ) Many expats were encouraged to transfer their pensions because of this LTA. This was only likely to be good advice is …
QROPS and a Pension Returning to the UK- Part One- the Expat Returns
An expat that transferred a pension to a QROPS, in all likelihood, did so as there was no intention to retire in the UK. Although there are surely question …
Lifetime Allowance 5 Key Facts
We are now into a new UK tax year, let’s look at: Lifetime Allowance 5 Key Facts Current Lifetime Allowance 5 Key Facts (LTA) The LTA is now £1million, …
Drawdown vs UFPLS
Since 2006, there have been a lot of changes to UK pensions and especially the terminology, Flexi-access drawdown and the Uncrystallised Funds Pension Lump Sum are examples. April 2015 introduced the …
Pension information in the 2016 budget – Knowing your LISAs from your ISAPs
There was a lot of detail about UK pensions in the 2016 Budget from George Osborne, and we met LISA . Here are some of the highlights. No doubt, as …
QROPS and the Pension Tax Free Lump Sum
The Pension Tax free lump sum , known as the Pension Commencement Lump Sum ( PCLS ), has long been an incentive to encourage people to fund or join pensions …
Guernsey Pension. QROPS and Flexible Access Rules 2016
QROPS and Flexible Access Rules Updated Flexible Access Rules 2015 to 2016 – The Story so Far! In my previous article – Guernsey QROPS Rules– I talked about the opportunities open to …
5 Key Points about QROPS in Spain
QROPS in Spain – 5 Key Points Discussion about QROPS in Spain is a hot topic as it is estimated that there are 800,000 British expats resident in Spain. …