STM Group which own STM QROPS have announced that their STM Malta Pension Contract Plan is now listed on the HMRC ROPS website This is a contract based pension, rather …
Offshore Independent Financial Adviser
What is an offshore independent financial adviser (Offshore IFA) ? Is it just a buzzword and, in regulated financial services, does independence actually mean independence in reference to the term …
The Importance of Becoming “Financially Well Organised”
The Importance of Becoming “Financially Well Organised” Being Legal, Smart, & Prepared Death and taxes are guaranteed. The importance of being “Financially Well Organised” cannot be overstated. It will save …
EU rules on PRIIPS- Brexit will not affect this!
However you voted in the EU Brexit referendum, there will always be some legislation that is to the benefit of the consumer that is to be welcomed by all sides …
Brexit – What Now?
BREXIT – What Now? With the UK Referendum result now known, the negotiations for Britain to leave the European Union will begin. It may take up to 2 years to …
Brexit Referendum Result Investment View
Brexit Referendum Result The people of the UK have voted in favour of leaving the EU and this has had an immediate impact on the markets. At the time of …
Brexit Investment Strategy
A clear Brexit Investment Strategy needs to take account in the short term of the two outcomes. The driving factors are fear of uncertainty, genuine concern over the future, fear …
Commission or Fees QROPS – a no brainer?
Last week I was reading a QROPS article, regarding commission or fee, about a firm that sells QROPS to those with UK pensions. It has led me to write …
QROPS provide a greater tax free lump sum than UK pensions- The QROPS Tax Free Cash myth exposed
Firms advertise the potential for a larger Tax Free Cash lump sum from a QROPS at retirement than a UK pension can provide. However, those that have sat and passed …
Brexit and the Investment Markets
There is a lot of speculation at the moment about the next rate rise in the US being imminent, and fears about the Brexit vote are reaching fever pitch. Are …