Why are some offshore bonds referred to as Personalised Portfolio Bonds and why are they widely recommended for QROPS and investments? Is it true they are really inappropriate for a …
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Offshore Bonds in Pensions
Offshore bonds in pensions have been widely used by non-UK IFAs and we recently posted a blog about insurance bonds that discussed the responsibility of advice. Offshore Bonds As we …
Offshore Insurance Bonds
Offshore insurance bonds are widely sold to expats as a wrapper for investments. Traditionally, these offshore insurance bonds have offered some excellent tax planning opportunities for those living in highly …
Lifetime Allowance Charge at 75
The Lifetime Allowance charge is applied at certain Benefit Crystallisation Events, covered here , and understanding this is key to ensuring less tax is paid. The Lifetime Allowance charge actually affects …
Qualified Adviser for QROPS
Finding a qualified adviser for QROPS should be a straightforward matter but there are so many titles and qualifications (of which many are relevant) that it is hard for the …
QROPS A Simple Matter of Trust
QROPS are a simple matter of trust but word “Trust” makes them sound quite complicated. This is not the case at all – in the main the structures are quite simple. …
Channel Islands Financial Ombudsman
The Financial Ombudsman in any jurisdiction, such as those governing Guernsey QROPS, gives those that have taken advice from a regulated entity in that jurisdiction some comeback in the event …
Offshore Adviser Qualifications
Offshore adviser qualifications are often discussedand we believe in the promotion of qualifications, and specifically Offshore adviser qualifications for those working internationally. For an IFA that is looking to get …
7 Must-read tips about avoiding Unqualified QROPS Advisers
We are delighted that Simon Birch of Currency Solutions agrees with our previous posts about being wary of unqualified QROPS advisers and has written a great consolidated update – Links …
Final Salary Pension to QROPS
Transferring a final salary pension to QROPS is generically recommended by many websites encouraging expats highlighting positive reasons to transfer. However, much of the information is either confused or selective …