There appears to be some misunderstanding about how an expat has their UK pension taxed. This article briefly explains the interaction between UK pensions, tax for non-UK residents and the …
RL360 QROPS Investment
In this article we lay out when and when not people should be considering a QROPS. QROPS can be really good for certain people and so we wanted to talk …
UK residents- is 90% QROPS pension income taxable
QROPS providers and non-UK financial advisers tout the fact to expats that only 90% QROPS pension income is taxable, should the expat return to the UK. The internet is full …
Gibraltar QROPS – regulation and value to consumers
Gibraltar QROPS If you are about to take out a Gibraltar QROPS you may like to understand the legislation, security and support you will have. Is it as good as …
Pension lifetime allowance
Pension lifetime allowance- fixed protection for UK pensions There have been recent changes to the pension lifetime allowance – the maximum pensions savings you can build up without a pension …
Lifetime Allowance 2015
The Lifetime Allowance 2015 is a limit on the amount of UK pension benefit that can be drawn from UK pension schemes without triggering an extra tax charge – whether lump …
The opportunities for tax planning after the death of a spouse
It was refreshing to see that Kara Gammell’s article for the Telegraph spelt out the opportunities for tax planning and pensions to protect surviving partners. I say this as I …
Why pay for Transfer Analysis for a final salary pension?
For many years, even before it became compulsory, UK advisers specialising in pension transfers offered clients pension transfer analysis.I can recall being involved with the first transfer analysis systems about …
Transfer to a QROPS and Save Up To 45% Income Tax
No expat wants to pay a whopping 45% Income Tax on the income from their UK pension fund. Numerous adverts on the internet warn that leaving your pension in the …
Making a Goulash of Your Retirement ( Insurance bond and income )
The title is synonymous with making a mess of something and that is what many retirees will be doing if they expect insurance bonds to provide them with the flexibility …