Frozen Pension Plan Options – the facts and the myths There are lots of websites that encourage expats to transfer their UK pensions offshore. Every week, we will look at the …
10 Reasons to use a QROPS – the facts and the myths – 45 % UK pension tax (2)
When is 45 % UK pension tax applied – the facts and the myths There are lots of websites that encourage expats to transfer their UK pensions offshore. Every week, we …
Pension transfers, QROPS and Inheritance Tax
Pension transfers, QROPS and Inheritance Tax are often a key discussion point for expats that have UK pensions but there are occasions where the unaware could end up paying the …
10 Reasons to use a QROPS- the facts and the myths (1)
10 Reasons to use a QROPS- the facts and the myths There are lots of websites that refer to “10 Reasons to use a QROPS”, or variations on that number, …
QROPS, BCE and the Lifetime Allowance Charge
Visit many QROPS websites and the Lifetime Allowance Charge is cited as a reason to transfer from the UK, even where funds are nowhere near the current allowance. The reason …
Malta QROPS , the licenses needed by IFAs
This is a warts and all assessment of what should be checked when considering IFAs that advise on Malta QROPS. Malta QROPS offer flexible pensions access, like UK pensions, being …
Commission or Fees QROPS – a no brainer?
Last week I was reading a QROPS article, regarding commission or fee, about a firm that sells QROPS to those with UK pensions. It has led me to write …
QROPS provide a greater tax free lump sum than UK pensions- The QROPS Tax Free Cash myth exposed
Firms advertise the potential for a larger Tax Free Cash lump sum from a QROPS at retirement than a UK pension can provide. However, those that have sat and passed …
The Lifetime Allowance – LTA QROPS and Returning to the UK
Expat Returns -LTA The Lifetime Allowance ( LTA ) Many expats were encouraged to transfer their pensions because of this LTA. This was only likely to be good advice is …
QROPS and a Pension Returning to the UK- Part One- the Expat Returns
An expat that transferred a pension to a QROPS, in all likelihood, did so as there was no intention to retire in the UK. Although there are surely question …