The title is synonymous with making a mess of something and that is what many retirees will be doing if they expect insurance bonds to provide them with the flexibility …
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A Necessary Evil? ( The need for financial Advisers )
There are a range of occupations that provide services we all need, whether we enjoy or like them or not. I am not sure anyone enjoys the bi-annual trip to …
Investment Advice and the Piggy Bank
Expat investors are often given investment advice by offshore firms that are regulated. But, they are only regulated to give advice on insurance products and not investment advice and most …
QROPS Fees, Transparent Charges and Commissions
SIPP & QROPS Fees and Commissions Explained We list below the key QROPS fees and SIPP fees you can expect to pay, and how you can avoid being charged too …
Pension Qualifications (Why are they important ?)
Internet finance sites make claims. In regulated territories claims have to be substantiated and words have to be chosen carefully, whereas offshore the same powerful words are often utilised without …
Recognised overseas pension schemes
QROPS have been on the radar of HMRC and the Pensions Regulator in the UK due to multiple “unlocking” schemes designed to allow access to funds whilst theoretically avoiding tax; …
Massive Offshore Savings Plan Rip Off
Imagine you are in a job where your pay is driven by the length of the contract the customer signs. Simply, you need to convince the customer, we will call …
“You’re Gonna Carry That Weight A Long Time”
Familiar with the Beatles? Well this song title on the 1969 Abbey Road album is a perfect analogy of the burden of investing into a pension via a custodian wrapper …
How offshore advisers use regulatory wording to deceive you!
The Oxford English Dictionary defines the adverb “Fully” as “ Completely or Entirely, to the Fullest Extent’’ Expat advisers and offshore advice firms often use the word “fully” to reinforce …
Avoid high charged offshore regular savings plans and be healthy
Why are offshore regular savings plans so disastrous for most clients? If you are, or thinking about, saving regular amounts, typically monthly, then how can you avoid a sensible idea …