Loan trusts have been a part of estate planning for many years and this follows on from my previous blog about Discounted Gift Trusts. However, are they useful? Should they …
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QROPS Trustee Duties – What should they be doing?
QROPS trustees Most QROPS are trusts, run by people who should have a responsibility to the pension holders. These people are called trustees, but what are the QROPS trustee duties? What …
MiFID II and Transparent Fees for Expats
MiFID II and Transparent Fees for Expats We have mentioned MiFID II and transparent fees for expats in a previous blog , and the effects on the advice within the EU. …
Final Salary Pension Advice- Expats Part 2
I recently wrote a blog called Final Salary Pension Advice , raising concerns that some expats (or perhaps many) obtain final salary pension advice without actually speaking to a UK adviser. …
US Expats with UK Pension Schemes
There are numerous internet sites offering US Expats with UK Pension Schemes advice about their options. However, we have real concerns about the use of “investment bond” wrappers and QROPS. …
Final Salary Pension Advice- Expats
When you consider the best options for your final salary pension advice, would you: Transfer your final salary pension without taking regulated advice? Transfer your final salary pension by allowing someone …
The Move to Transparency – Industry to Profession
Transparency as part of financial planning is something we have talked about before . For those, like me, that started in the finance industry in the late 1980s, moving abroad to …
Discounted Gift Trust – Inheritance Tax planning
Discounted Gift Trust – Inheritance Tax planning Do you want to know more about saving Income Tax and Inheritance Tax through sophisticated (but simply explained) planning and the option of …
Chartered Insurance Institute
As the premier professional body for the insurance and financial planning professions, the Chartered Insurance Institute promotes higher standards of integrity, technical competence and business capability. With 125,000 members in …
Who is the client?
Again, who is the client? While it is always best to start with a positive message, when writing a blog, sometimes it is difficult. Another unholy pension mess lands on …