How to Become a Successful Investor

The Brexit referendum has come and gone and we wait to see what happens next.

Life is moving on, companies are continuing to trade and stock markets continue to perform. We have experienced a relative calm over recent weeks which due to the traditional July/August holiday period there have been low volumes traded on the markets.

One thing that is certain is there is going to be a commitment of both the UK and European governments to do everything possible to keep economies trading and growing during this transition period.

However, once article 50 (the Lisbon Treaty) is triggered in 2017 and the negotiations start for real the atmosphere may change with each side looking out for their own. In the interim there is talk of more quantitative easing, lower interest rates with banks paying zero interest and even charging customers to hold deposits.

All of this makes the case for equity backed investments as compelling as ever.

Furthermore the EU recently confirmed that Spain and Portugal will not be fined for breaching the EU budget deficit rules and both the World Bank and the IMF have stated that the time for austerity programs is over and governments must now start creating growth programs that should see the start of major infrastructure projects over the coming months and years ahead.

This again is good news for industry and services in both the UK and EU and should help to smooth the Brexit transition period.

At Stein PCP it is business as usual and we continue to monitor and evaluate all of the funds selected for the Stein Preferred List to ensure that our offering remains current for the changing global environment.

The Stein preferred funds have seen positive returns since the June 23rd Brexit referendum and added significant additional value for our investors. We believe that for investors who seek growth and/or investment income returns over bank interest rates and inflation The Stein Investment Model will serve you well.

We are delivering excellent returns from our high quality fund selections that are actively managed in well spread diverse portfolios.

New Stop Loss Profit Lock-in Strategy

Such has been the success of the Stein Preferred List of Funds that we have introduced a new Stop Loss and Profit Lock-in Strategy where we have tighter Stop Loss margins in order to protect more of the gains once achieved, if you would like a copy please let us know by email.

The Stein Business Model

There is no medium to long-term profit in cash. If you are holding cash that is not required for your short-term needs it should be invested into a well spread portfolio with the realistic agreed risk level that is required to achieve your stated objectives.

We will give our very best endevours to exceed your growth / income objectives while protecting the potential downside with our Automated Stop Loss policy.

Your money is available at short notice and there are no exit penalties or ongoing contractual obligations to keep adding to your portfolio.

The funds and portfolio values will rise and fall but overall we are very confident that well selected managed funds chosen for a diverse portfolio(s) will deliver the targeted growth over the medium to longer-term. Cash will not and time lost to serious Financial Planning is a missed opportunity.

The views expressed in this article are not to be construed as personal advice. You should contact a qualified and ideally regulated adviser in order to obtain up to date personal advice with regard to your own personal circumstances. If you do not then you are acting under your own authority and deemed “execution only”. The author does not except any liability for people acting without personalised advice, who base a decision on views expressed in this generic article. Where this article is dated then it is based on legislation as of the date. Legislation changes but articles are rarely updated, although sometimes a new article is written; so, please check for later articles or changes in legislation on official government websites, as this article should not be relied on in isolation.

About the Author

Stuart Langan

Stuart started his Financial Services career in 1982 and in 1992 was a founding partner of J Rothschild Partnership, later to be St. James’s Place, listed on the FTSE 250 Index. Stuart moved to Spain in 2000, leading him to leave St James’s Place in 2002 and is the Principle of Stein Personal & Corporate Planners.

How to Become a Successful Investor