No expat wants to pay a whopping 45% Income Tax on the income from their UK pension fund. Numerous adverts on the internet warn that leaving your pension in the …
Making a Goulash of Your Retirement ( Insurance bond and income )
The title is synonymous with making a mess of something and that is what many retirees will be doing if they expect insurance bonds to provide them with the flexibility …
A Necessary Evil? ( The need for financial Advisers )
There are a range of occupations that provide services we all need, whether we enjoy or like them or not. I am not sure anyone enjoys the bi-annual trip to …
Investment Advice and the Piggy Bank
Expat investors are often given investment advice by offshore firms that are regulated. But, they are only regulated to give advice on insurance products and not investment advice and most …
QROPS Fees, Transparent Charges and Commissions
SIPP & QROPS Fees and Commissions Explained We list below the key QROPS fees and SIPP fees you can expect to pay, and how you can avoid being charged too …
Pension Qualifications (Why are they important ?)
Internet finance sites make claims. In regulated territories claims have to be substantiated and words have to be chosen carefully, whereas offshore the same powerful words are often utilised without …
Clarity from the Confusion – Pension Transfers
Since the new Pension Freedoms have been introduced there has been considerable confusion among the public, advisers and pension providers (the pension schemes themselves) about pension transfers. Pension Transfers-Who can …
Massive Offshore Savings Plan Rip Off
Imagine you are in a job where your pay is driven by the length of the contract the customer signs. Simply, you need to convince the customer, we will call …
New Zealand QROPS pensions – do they stack up for those not living there?
Maybe I am just missing something, but I can still see (2015) offshore advice firms suggesting New Zealand QROPS pensions are really suitable for those not retiring in New Zealand …
“You’re Gonna Carry That Weight A Long Time”
Familiar with the Beatles? Well this song title on the 1969 Abbey Road album is a perfect analogy of the burden of investing into a pension via a custodian wrapper …