Shell Final Salary Pension Scheme Advice
Do you have a Shell Pension in the UK or Bermuda? Read On.
Shell operates two Final Salary Pension Schemes – the Shell Contributory Pension Fund (SCPF) in the UK and the Shell Overseas Contributory Pension Fund (SOCPF) in Bermuda.
If you have a transfer value of £250,000 or more then we can:
Provide information on your options.
Explain why you should consider retaining your pension.
Advise you on how you can transfer overseas.
Help you avoid large transfer charges and unnecessary taxes.
No commission. Our advisers are fee based; they work to benefit you rather than service providers.
Yes! I would like more information on Final Salary and Safeguarded Benefits Pensions.
While the SCPF and the SOCPF offer broadly the same terms, extreme care must be taken before considering a transfer. We have come across several cases where a transfer could result in SIGNIFICANT tax demands.
SCPF – UK Pension
Requires a UK adviser with pension transfer permissions to advise – irrespective of your residency.
Be wary of UK advisers working with unregulated offshore advisers selling insurance bonds and QROPS.
SOCPF – Bermuda Pension
Based in Bermuda and may have some significant tax charges on transfer – depending on residency (for example, those who were resident in the Netherlands).
No requirement for UK regulated advice – greater danger of substandard advice and loss of pension income in retirement*.
UK residents beware of Disguised Remuneration rules on transfer.
* All non-UK residents obtain UK standard pension transfer advice from us, irrespective of residency.
Due to the often transient nature of overseas employment, care should be taken BEFORE transferring any guaranteed pension scheme WITHOUT reference to UK-standard Chartered level advice OR considering the substantial tax that could become payable as a result of the transfer.
Receive advice on what the best options are for your retirement.
Shell Final Salary Pension Scheme Members – Avoid high taxes and commission, and find out what is best for your retirement.
Friendly overseas pensions and investment advice from an award-winning group of firms.
We all want to maximise the growth for the risk we take. You can do this by minimising charges, avoiding hidden commissions and following a risk-based investment plan.
Higher charges and commission mean your investment requires higher growth. Higher required growth means more risk! Lower charges with no commission means less risk for you and more growth! We can show you how to minimise the charges, increase the growth by using regulated firms that offer low charged products, and set in place investment plans.
As an expatriate, you may also have the advantage of being able to obtain greater growth on your pensions and investments.
Watch our video to find out how to achieve the best outcomes with a Final Salary Transfer and how NOT to be overcharged or scammed!
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Over the last 20 years we have wanted to change the status quo by focusing on making life better for consumers. Ferocious independence, due diligence, robust research, strict governance and procedures aligned with transparency on fees, charges and the “truth” have helped establish us as the “go to” award winning financial adviser.
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