TailorMade
Review

Advice provided by the multi-award winning Aisa Group.

USA 401k free review



Used to work in USA? Take control of your 401k

Cross border professionals often accumulate pensions and retirement assets in multiple countries

If you are a foreign national who has worked in the US and have a 401k, we can help you

Contact us about your 401k and get a FREE financial review ›


For information on other types of pensions, including QROPS, visit our website

How we help you with your 401k

If you’ve left the United States and no longer have a US address it becomes very difficult. Many US IRA providers don’t want to open accounts for anyone without a US address – that’s where we can help you.

401k and IRA Rollovers

If you are a US Citizen, or have worked in the US, and accrued funds in a 401k you may find it difficult to get advice on your pension if you now reside outside of the USA.
We have a solution for you, as you may want to consider other options, such as rolling it into an IRA.

Non US Residents Investment services

Whether you’ve been offshore for a day or a decade, we can help with free, unbiased information that allows you to make informed financial decisions.

To learn more, speak to one of our expert advisers today.

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We show you the advantages of moving your 401k to an IRA

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We can help you if you are:

A US national who has worked in the UK and is moving back to USA

A Foreign national moving to USA

A US national living outside USA


Better Investment Choice

Lower Costs

Flexibility for Withdrawals

More Control

Wealth Transfer Advantages

Fewer Restrictions

What we offer

We offer a solution to improve your future returns and flexibility.
We offer cross border expertise access to a cost-effective, relatively robust turn-key solution to help you rollover your 401k to an IRA.

Many cross border professionals working in the US have a 401k, when they leave to return home they forget to roll it into an IRA. That could be a big mistake!
Most cross border professionals think the only options available to them are to let the 401k sit unattended until it’s time to evaluate their retirement options.

Advantages

The main advantages of rolling over a 401k to an IRA:


Better Investment choice

Your 401k is likely limited to a small sample of the investment options that are available. However, with an IRA, most types of investment are available to you, including not just mutual funds, but also individual stocks and exchange-traded funds (ETFs). Having more options can help you develop a better long-term strategy for your retirement savings.

Lower Costs

Depending on your 401k plan, there may be lower-cost fund options in an Individual Retirement Account (IRA).

Fewer Restrictions

Understanding your 401k is not easy – each company has a lot of flexibility in how they set up the plan. IRAs are standardized by the IRS.

Flexibility For Withdrawals

Rolling your money into an IRA will enable you to manage your withdrawals and taxes you’ll pay on them. In addition IRAs could offer more flexibility in determining which assets to liquidate vs a 401k which typically take an equal amount out of each of your investments.

More Control

If you find that a fund in your 401k is not performing well, you may not be able to find another investment option to switch to as easily as you can with an IRA.

Wealth Transfer Advantages

Upon your death, there’s a good chance that your 401k will be paid in one lump sum to your beneficiary. An IRA generally allows you to name multiple beneficiaries—or even a trust as a beneficiary.



At the end of the day there are pros and cons to both the 401k and IRA models.
Our process will help you determine if the IRA platform is the right option for you.

We will be glad to talk to you about your options.

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AVOID HUGE COMMISSIONS

We will conduct business at minimal cost to you

Contrary to how most overseas expat advisers operate, we work exclusively on a transparent fee-based model, and do NOT charge any commissions.

Click for more information on who we are and how we charge › and comparing Fees versus Commissions ›

Watch our video

USA 401k video

Challenging the status quo

Over the last 20 years we have wanted to change the status quo by focusing on making life better for consumers. Ferocious independence, due diligence and robust research, combined with strict governance and procedures aligned with transparency on fees and charges, have helped establish us as the “go-to” award-winning financial adviser.



Our research and persistence liaising with providers to deliver what is good for you, the consumer, means we can provide TailorMade intelligent solutions putting you first.

We provide a customer charter to our clients, and PLEASE NOTE we offer the most competitive terms, bettering any legitimate deal that can be evidenced.

We deal exclusively with pension providers that comply with both the spirit and the letter of the UK and US regulations.

We believe this to be in the best interests of our clients and in our own professional best interests. Uniquely, we offer an award-winning UK IFA spectrum, combined with international experience and knowledge.

Our expert knowledge is provided by the Aisa Group. Internationally we have several firms in different countries both within Europe (including the UK) and outside of Europe, often known as Aisa International.

Aisa Group have been acclaimed in the UK for pensions, investment and tax advice – multiple finalists and 20+ times award winners since 2009, including UK Investment Excellence awards, UK Pension Awards won and tax planning awards from publications including FT.


 

Why should you put up with hidden commission and charges?

We have built a system that will provide you with a FREE risk assessment report, and a FREE summary outlining your own personalised financial health check. You have nothing to lose and everything to gain.

The worst case scenario is that you discover a fantastic system that will allow you to update your information and complete reviews in the future*. Most people want to know if their pension and savings are in the best place already, whilst also making future plans.

If you have a minimum of £100,000 and are one of those people who want to know about the most advantageous charges and access (if you are reading this, then you probably are) then why waste more time?


Yes! I would like to receive my FREE financial review

Assist me ›



* The first review is free. We reserve the right to charge fees in the future for the use of software and reports.

Why should you put up with hidden commission and charges?

We have built a system that will provide you with a FREE risk assessment report, and a FREE summary outlining your own personalised financial health check. You have nothing to lose and everything to gain.

The worst case scenario is that you discover a fantastic system that will allow you to update your information and complete reviews in the future*. Most people want to know if their pension and savings are in the best place already, whilst also making future plans.

If you have a minimum of £100,000 and are one of those people who want to know about the most advantageous charges and access (if you are reading this, then you probably are) then why waste more time?


Yes! I would like to receive my FREE financial review

Assist me ›



* The first review is free. We reserve the right to charge fees in the future for the use of software and reports.

Can we help with your 401k? Contact us now and get a free review



USA 401k free review


I would like:

A Financial Health CheckA Forensic Review (qualifying criteria apply)Our occasional newsletter service (via email)

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TailorMade
Review

Advice provided by the multi-award winning Aisa Group.